- Meal Plan - Before you do the food shop, make a list of what you already have in the fridge/freezer and then meal plan accordingly. Believe me this really cuts down on the grocery bill!
- Make a list when food shopping and stick to it, don't buy any unnecessary items!
- Sell any unused items of clothes or dvds and old toys etc and pop the earnings in your savings account.
- Always pay yourself first - any money that you can put in to savings, do it first (after bills of course) rather than last, that way you wont miss it.
I also plan on doing this savings scheme this year for Christmas 2017.
Picture from
http://cf.smartschoolhouse.com/wp-content/uploads/2015/12/Penny-Challenge-Main.jpg
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